Ranking among the top 5 most populous states in the United States, New York state has a high number of car collisions. Busy traffic leads to the inevitability of car accidents, which in turn result in injuries and even fatalities. That’s why it is so important to understand the insurance policy and when you should consult a car accident attorney. What Is a No-Fault Law in NY?The No-Fault law can sound confusing to people who hear about it for the first time. One should know that the law does NOT mean nobody would be held at fault for a car collision. The No-Fault car insurance system exists in more than a dozen states in the US including New York. The No-Fault law was adopted in NY in the 1970s to help people get compensation faster and to provide financial aid to car accident victims more quickly. The law applies to everyone who got involved in the car accident including pedestrians, cyclists, drivers, and passengers of the vehicles regardless of who was at fault. The victims of the motor vehicle accident can have their crash-related medical expenses, lost earnings, and incidental costs covered by the insurance company. Who Can Qualify for No-Fault Insurance in New York State?The No-Fault law in NY state applies to pedestrians, cyclists, drivers, and passengers who got injured by a motor vehicle. There are several conditions that one must meet to qualify for No-Fault insurance coverage:
Who does not qualify for No-Fault insurance?
Who Pays for Car Damage In A No-Fault State?In New York, there are “no-fault” insurance laws, which means that in a car accident, each driver’s insurance pays for their own injuries, regardless of who was at fault. However, this only applies to personal injury claims, not property damage. In the event of a car accident, the driver who is responsible for the accident is accountable for covering all property damage incurred. Unlike personal injury claims, anyone whose vehicle or other property sustained damage can receive direct compensation from the at-fault driver for the complete cost of the damages. Typically, liability is transferred to the at-fault driver’s insurance company, provided the driver meets state law requirements and has adequate insurance coverage. Unlike personal injury claims, property damage claims can be pursued independently. If you have been involved in a car accident in New York and are struggling to navigate the complexities of filing an insurance claim for property damage, Kucher Law Group is here for you. Our experienced New York car accident lawyers may be able to help you receive the full compensation you deserve. We are committed to ensuring that you can hit the road again without having to pay for any repairs out of your own pockets. Contact us today to schedule a consultation and learn more about how we can help. How to Claim No-Fault Insurance?Claiming No-Fault insurance can be tricky due to many rules and strict deadlines, when it comes to filing and submitting the paperwork. The application for No-Fault insurance must be filed with the insurance provider within 30 days of the car accident. The medical bills have to be submitted within 45 days of the treatment while other expenses, for example, the lost wages or household help must be submitted within 90 days. The skilled car accident attorneys at Kucher Law understand the frustration and anxiety that go hand-in-hand with a car accident and are here to help vehicle collision victims and their families ensure they get the justice and compensation they deserve. If you have been injured in a car accident in New York state, call now to schedule a free consultation with a top-notch car accident lawyer, (929) 274 8000. via Kucher Law https://www.rrklawgroup.com/is-new-york-a-no-fault-insurance-state/
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About UsOur New York trial attorneys are committed to helping people achieve the justice they deserve. At Kucher Law Group, we are confident in our results and prove this by never charging any upfront fees. If we don’t win, you don’t pay a penny. We also pride ourselves on our ability to be available for our clients, 24/7 when tragedy or questions arise. FIND US ONLINE Bitly Box Diigo Dropbox Evernote Postach.io Histre Inoreader Instapaper Nimbus OneDrive Onenote Raindrop.io Todoist Toodledo Trello Tumblr Weebly Wordpress Blogger Google Drive Youtube Map Related Links About.me Behance.net Dribbble.com taplink.at Gravatar.com Carrd.co Minds.com Justpaste.it issuu.com bio.link Solo.to Archives
January 2023
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